Category Archives: New Career after Divorce

Guest Post: How to Deal with the Lack of Dual Incomes

If you are newly divorced, you’re probably adjusting to a lot of changes – new living arrangements, custody agreements, loss of friends and in-laws, a change in your tax withholdings, and maybe even a change of your last name. Perhaps one of the most difficult changes is the sudden loss of your partner’s income, but you can take steps to minimize the resulting financial strain.

Budgeting Is Imperative

For the majority of couples, both individuals contribute to the financial health of the marriage. After your divorce is finalized, your first priority is to sit down and figure out a budget for your new household. Every budget begins with an itemized list of your living expenses. Fixed expenses are those that remain constant from month to month, such as a car payment, rent and student loan payments. Optional expenses include dining out and other entertainment costs, and personal care such as massages and manicures. By carefully budgeting your money, you can see at a glance where you can save, thus helping to stretch your paycheck.

Penny Pinching: It’s Not Just for Tightwads Anymore

Thrift is a habit to be practiced and perfected so you have more choices as to how, when and what you purchase. You will also find yourself in excellent company: billionaire businessman Warren Buffet is known for his eccentric and creative ways of saving money. For example, when staying in a hotel, Buffet asked a friend who was coming to visit him to pick up a six-pack of soda on the way, so he could avoid room service charges. He also converted a dresser drawer into a bassinet for his first-born child and drove a Volkswagen until his wife made him upgrade to a Cadillac.

Under some circumstances, trading down to a less expensive apartment or car can reduce some of your fixed expenses. Another alternative is to use coupons to save money. With just a few clicks of the mouse, you can save a significant amount of money, and lessen your financial worries.

Top 10 Second Jobs You Might Not Have Considered

When all else fails, a great way to replace a lost second income is to bring in a second income yourself, namely in the form of a second job. There are a number of jobs that can help you supplement your primary income, and some offer the added benefit of helping you meet new people to help replace those lost during your divorce. Here are 10 jobs that can help supplement your income:

  1. Medical Transcriptionist
  2. Groundskeeper or Landscaper
  3. Customer Service Operator
  4. Virtual Assistant or Receptionist
  5. Bartender
  6. Restaurant Hostess
  7. Mystery Shopper
  8. Receptionist at a Gym
  9. Dog-Walker
  10. In-Home Childcare Provider

Life after divorce isn’t always easy, but it doesn’t have to be a tense time filled with worries about money. By tackling financial concerns head-on and finding the best solution for you and your family, you will be able to relax and enjoy your newfound freedom.

Author Bio: Felicia Baratz is a freelance writer and graphic designer living in Indianapolis, IN. As a contributor to eatbreatheblog.com, she touches on green innovations and practices like green moving and transportation.

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Guest Post: Getting Your Professional Life Back After Your Divorce

Many women throw their heart and soul into making their marriage a success. They spend years of their life devoting everything they have to maintaining their home, raising their children and caring for their family in every way. They give up their own professional dreams and aspirations for the sake of their family and marriage. Unfortunately, many marriages today end in divorce, which leaves many women asking, “What now?”

Set New Goals

After a divorce, many women must re-enter the workforce to provide financially for themselves and sometimes for their children. Some women may have a college degree, but others may not. Even those who do have a college degree, however, may not have the same goals in mind for a career that they had years ago when they went to college. Life does have a way of changing your interests. Because of this, it is necessary to do some soul-searching and consider what you really want to do with the rest of your life.

Get the Ball Rolling

After you have decided what professional path you want to follow, you next need to decide how you will get from your current point in life to where you really want to be. In many cases, this may involve heading back to school and earning a new degree in the field of study that interests you. This can be an expensive prospect, but student loans are available to make going back to school more affordable. Use a student loan calculator to estimate how much you need to borrow for your courses. You can also consider applying for scholarships and grants to make college more affordable. Get started with this preliminary work right away to avoid delays enrolling in your classes.

Find a Part-Time Job

Many women who are entering the workforce after a significant time off have limited work experience. If you are considering entering a new field altogether, you may have no work experience at all that is relevant to your current career aspirations. Further, you may also have the need to earn income while going back to school. By searching for an entry-level, part-time job in the new field you are considering entering, you can earn much-needed money and get real-life work experience in your field. This experience will help you to qualify for a better job after graduation.

You may find yourself in a position you never thought you would be in. Divorce can be emotionally traumatic. However, as one door in your life closes, another one opens. You can use this opportunity to find professional success and even to pursue a new field that interests you.

Author Bio:  Amanda Green is a guest blogger who has written on matters of both a personal and professional nature. Hope you enjoy what she has to say

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Guest Post: Going Back to College After Divorce

A divorce is more than a bump on life’s road. It’s often more like a violent car crash, complete with fire, ambulance, and casualties. Recovery can be equally long and difficult. Sometimes it takes years to get back on your feet.

After the pain of divorce fades away, one of the biggest hurdles to overcome is regaining your self-confidence. Marriage is a partnership of two people, and sundering that union often leaves each partner feeling less than complete. Financial strain can compound the situation, especially if your former spouse was the bread-winner. The task of braving a cold world of employers with a resume full of gaps can be daunting and unnerving. If this is the scenario you face, it may be time to consider going back to college.

A college degree can make all the difference in a landing high-paying job, but going back to school can also boost your ego and set you back on solid footing, renewing your outlook on life. There’s no substitute for success by way of your own merit. In this way, college can be a proving ground, a way to tell yourself and others that you are ready to face life head-on. Brush off your transcript and evaluate your career goals. You are about to re-enter the world of higher learning.

Forget your preconceived notions about college. It isn’t just for the acne-prone teenage crowd anymore. Community colleges, state schools, and even online college classes all enroll a fair number of adult students. Some schools even prefer more settled adults over restless teens. Adult students take college more seriously, often approaching class projects with more enthusiasm and drive than their teenage classmates. The biggest problems adults face when reentering the collegiate atmosphere are of the financial kind. Financial aid is a bit harder to come by once you reach age 25.

That’s not to say that it can’t be done, however. Paying for college may be a challenge, but it’s far from impossible. Student loans are always an option.  Grants and scholarships are available as well. It just takes time and diligence to find the right option.  Federal funding is also available to adult students, especially those returning to school to obtain a post-secondary degree as preparation for a career change.

Once you are over the financial hurdle, it’s time to begin rubbing elbows with the college crowd again. As rewarding as this can be, it may present some social challenges. You may find yourself explaining to fellow students and staff members why you’ve returned to school after so many years. This may reopen painful wounds from the divorce, leaving you feeling vulnerable and weak. Some people find it therapeutic to talk about past problems and experiences, while others prefer to leave the past behind, buried safely and securely.

If you fit the latter description, there’s no need to get into the details of the divorce to explain why you’re back in school. The self-betterment or simply looking for a new career is reason enough for anyone. Talk positively about your goals and dreams, and focus on the future.  Chances are your peers will be more receptive to your positive attitude anyway.  Most people are very willing to accept you as you are now, and not as you were
before or during the divorce. Live in the present and never worry about the past.

Each college credit you earn will be like a building block or paving stone along your new road of life. Slowly and steadily you will begin to get your
traction, navigating your way to success and prosperity. Knowledge will be yourvehicle and independence and accomplishment will serve as your fuel. Get ready to start your engine. A new life is waiting up ahead.

Bio:  Marina Salsbury planned on becoming a teacher since high school, but found her way instead into online writing after college. She writes around the Web about everything from education to exercise.

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Guest Post: Helpful Tips for People Re-evaluating their Careers after a Divorce

Divorce often brings big changes in a person’s lifestyle. By examining their lives, some individuals decide that it’s finally time to leave their unfulfilling jobs and find new careers. There are a great deal of resources to help folks through this difficult transition. Many colleges and community colleges provide programs ranging from a two hour class to an eight week workshop on career decision making. These programs refer you to new resources including support groups, networking resources, professional organizations, government agencies, and training programs.

Choosing a new career is a major decision and it should be preceded by a thorough evaluation process. On a practical basis, once you have spent so many years working in one field, it can be difficult to change careers, particularly in a tight job market. It’s typically best to keep your current job until you find a new one.

Counselling Services

Many community colleges offer free counselling services and college career centers provide individual and group career counselling. Career counsellors can help you with the self-evaluation process, selecting a career, and the job search process.

Natural Strengths

Natural strengths are a vital element of the career selection process. A gratifying career is often built upon one’s natural strengths. So take some time to think about what you’re really good at.

Mentor

Consider getting a mentor. Many colleges and employers have formal mentoring programs. Also, formal mentoring organizations match mentors with individuals. Taking advantage of these programs is a great way to learn about careers and to create some valuable networking opportunities.

Networking    

Many companies hire people through references. Job search experts report that over 60 percent of available jobs are not advertised and candidates often get invited for interviews after a personal introduction from somebody they know. This makes networking a vital job searching tool. Find a way to network into companies with the goal of getting introduced to a hiring manager. 

Network with family members, friends, clubs, and college alumni associations. Social networking websites such as Facebook and LinkedIn provide opportunities to meet new people with similar professional and personal interests. These new contacts may help you discover new career opportunities and make it easier to find a great job.

Interviewing people in the fields that interest you helps you learn about the various aspects of a career. Informational interviews often change a person’s perspective regarding an occupation. Find interview candidates by asking friends, your college alumni association, or neighbours. Contact relevant professional associations and societies.

According to some career experts, 80% of open jobs are not posted on the Internet. Don’t judge your progress by the number of online applications you filled out for companies where you don’t know anybody.

Going Back to School 

Many recently divorced individuals are in a hurry to get their lives back on track and they often make big changes before they’re emotionally ready. Depending on the circumstances, some individuals may want to wait at least a year before deciding if they want to go back to school.

School counsellors can help determine if you’re eligible to get college credit for past work experience. This will decrease your course requirements. School counsellors can also refer you to useful services at the college or in the local community.

A lot of colleges have special programs for adults going back to school. They offer flexible schedules, part-time programs, and online classes. Community colleges are typically good at catering to non-traditional students. Some experts suggest working adults take one class at a time so they don’t get stressed out.

Graduate School

For divorced professionals in boring, dead-end jobs, graduate school can be a powerful way to expand career opportunities. However, graduate school isn’t a good place to take a breather. It’s expensive and time consuming. Perform research and find a field you enjoy that’s fairly sure to provide employment opportunities.

Dancing

Dancing is a popular post-divorce activity. It won’t help you find a new career, but taking dance lessons keeps you active, boosts your self-confidence, and provides an opportunity to meet new people.

If you’re re-evaluating your career, perform extensive research before making a major career decision.

Brian Jenkins, a member of the BrainTrack writing staff, writes feature articles that offer great advice about a variety of college and career topics. Check out  BrainTrack’s Facebook page to learn more.

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